Jane Kim | Lender | NEVADA HOUSING DIVISION

Jane Kim

Lending Program:
  • Home Is Possible
  • Home Is Possible For Heroes
Company:
Address:
3 Park Plaza, Suite 450 Irvine, CA 92614
Company NMLS#:
237341
NMLS#:
101315
About Loan officer:

Lending Services for Conventional, VA, FHA, Jumbo, Reverse mortgages.

• Weekly market update on rates for Conventional, FHA, VA, Jumbo Rates
• Pre-qualifications or update pre-qual letters at anytime 24/7. I know that agents make offers on the weekends and if you need one done on a Sat or Sunday – just call or email me and I will get it done that day.
• Cross-qualifications for buyers on offers
• Create and print out colored flyers for listings
• Qualifying potential buyers at open houses and assisting at the open house
• Actively look for buyers within our network of agents for your listings
• Refer potential clients in your area of expertise
• Over 9 years of experience as a mortgage banker and consultant
• Wide knowledge of products, underwriting guidelines, calculating income for self employed borrowers with many businesses and problem solving for more difficult loans
• Turn times for purchases – we can close within 14-21 days
• In house processing, underwriting, and funding so we have total control for flow of the file
• Competitive and Low rates
• We can get the underwriting manager to answer any questions about scenarios, income issues, more difficult loans within the hour
• COMMUNICATION is the most important between myself, you and the client. I will always email/call you back within a couple hours (usually within minutes)
• 80/10/10 program - we have the ability to do seconds behind 1st mortgages to avoid Mortgage insurance
• CHDAPS –Down payment assistance programs for seconds for people that don’t have enough money for down payment.