Andy Gutman | Lender | NEVADA HOUSING DIVISION

Andy Gutman

Lending Program:
  • Home Is Possible
  • Home Is Possible For Heroes
Company:
  • RMS & Associates
Address:
3585 E. Flamingo Road, Suite #101, 102 103 Las Vegas, NV 89121 * (702) 575-3757 cell * (702) 796-3453 x3055 office * (702) 320-5800 fax
Company NMLS#:
168397
NMLS#:
346047
Twitter:
About Loan officer:

BONUS MONEY - DOWN PAYMENT ASSISTANCE FOUND HERE!!!!!

Do you want to buy your own home?  How would you like some free money to help make that happen?  Contact me as soon as possible and I will help you get in your home for almost nothing!

I have been a loan officer in the state of Nevada for 12+ years.  In that time I have seen some pretty crazy loan programs come and go.  If you want to buy a home to live in but are a little short on money for down payment and closing costs, this is the program for you.  Up to 5% BONUS MONEY to help you with your down payment and closing costs.  You need above a 640 FICO score and have to make less than $98,500 a year to qualify for starters.  The income only pertains to the person on the loan and not household income like most of the other down payment assistance programs.  The BONUS MONEY you get, never has to be paid back!

They have also added a program geared toward teachers.  If you make less than $98,500 a year and have above a 660 FICO score or higher, you qualify for a below market value interest rate AND get $10,000 toward your down payment and closing costs!  The $10,000 is forgivable after 5 years as long as the teacher continues to live in the house as their owner occupied home.

Here are all the programs through Nevada Housing Division that I can do for you:

  • HOME Is Possible
  • HOME Is Possible For Heroes
  • HOME Is Possible For Teachers
  • Mortgage Credit Certificate (Gets you an additional tax credit every year you own your home)
  • HOME Is Possible Plus (Combines HIP + the Mortgage Credit Certificate)
  • HIP 1500 (Limited time program that gets an additional $1500 toward your closing costs on conventional loans)

Call or text me now at (702) 575-3757 or email me at andy.gutman@rmsfunding.com to find out more!

EQUAL HOUSING OPPORTUNITY