Our Team

It takes a village, or at least a small army of professionals, to deliver the homebuying magic that Nevada Housing Division is famous for. Meet the team.

Photo of CJ Manthe
CJ Manthe

Since 2003, CJ Manthe has helped thousands of Nevadans realize the dream of homeownership through her passion-fueled work in housing.

Photo of Michael Holiday
Michael Holliday
Chief Financial Officer

Michael Holliday has more than 20 years of success in the finance and accounting, but to the NHD team, he’s so much more than a numbers guy.

Photo of Nnika Cromwell
Nnika Cromwell
Homebuyer Program Specialist

At NHD, Nnika Cromwell takes on mortgage and financial matters, understands complex legal issues and navigates the wide world of real estate.

Photo of Dwight Pace
Dwight Pace
Homebuyer Programs Supervisor

From consumer finance to sales and marketing, from technology to mortgage lending, Dwight Pace is the proud owner of a nicely rounded work history.

Kesa Pascal
MCC Program Analyst

Kesa Pascal first joined the Nevada Housing Division as a temporary employee. We quickly realized that with her wealth of experience it would be wise to keep her, and offered her a permanent position as a Mortgage Credit Certificate Analyst.

Kelly Macdonald
MCC Program Specialist

Kelly Sunshine Macdonald is just that: a ray of sunshine. She joined the Nevada Housing Division as a loan officer in 2013 with enough experience to fill her four-page resume, including a six-year stint as a loan officer at NHD in the early 2000s.

Josie Hatem
Homebuyer Programs Specialist

Josie Hatem joined Nevada Housing Division in August 2014—one month before the rollout of Home Is Possible. Is it a coincidence that HIP is a huge, award-winning, record-breaking success? We think not.

Our Programs

other program

Get bonus money. Buy a house. Celebrate. In a nutshell, that’s how the Home Is Possible program works.

The MCC program provides homebuyers with an income tax savings of up to 30% of the interest paid on their mortgage loan every year.

Thanks to our veterans and active military personnel, we’re free to give the dream of homeownership. Humbly, we deliver through our Home Is Possible For HeroesTM program.

Can you have too much of a good thing? If that thing is money, we say, “Heck no!” That’s why we’ve created Home Is Possible Plus™, or HIP Plus for short.

Teachers make it their life’s work to educate young minds. To show our appreciation, we’ve created Home Is Possible For Teachers. This homebuyer program is like extra credit for teachers who help make Nevada a great place to live.