• Lender Updates

Revised DTI Guidelines

January 14, 2020

Revised DTI Guidelines

Effective January 6, 2020

  • DTI of 45.0 l % to 50% will be allowed on FHA and Conventional loans with a minimum FICO score of 680.

  • Minimum credit score of 640 still permitted with maximum DTI of 45% on FHA, VA, USDA & Conventional products.

Nia Girma


Josie Hatem



Lastly, thanks for being you. (We just couldn’t pass up the opportunity to tell you how much we appreciate you.)