Revised DTI Guidelines

Revised DTI Guidelines

Effective January 6, 2020

  • DTI of 45.0 l % to 50% will be allowed on FHA and Conventional loans with a minimum FICO score of 680.
  • Minimum credit score of 640 still permitted with maximum DTI of 45% on FHA, VA, USDA & Conventional products.

Nia Girma

702-486-5946

Josie Hatem

702-486-5983

 

Lastly, thanks for being you. (We just couldn’t pass up the opportunity to tell you how much we appreciate you.)

Our Programs

home is possible for first time homebuyers

HIP For First-Time Homebuyers offers interest-free down-payment assistance with a competitive interest rate to give buyers more buying power.

Home Is Possible For Teachers™ gives K-12 teachers in Nevada $7,500 for a down payment or closing costs plus a below-market interest rate—for a limited time.

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