Our Team

It takes a village, or at least a small army of professionals, to deliver the homebuying magic that Nevada Housing Division is famous for. Meet the team.

Steve Aichroth

Steve Aichroth loves a good challenge. In his book, the bigger, the better. Good thing, because Steve joined Nevada Housing Division in 2015 as the state’s affordable housing shortage was looming.

Photo of Michael Holiday
Michael Holliday
Chief Financial Officer

Michael Holliday has more than 20 years of success in the finance and accounting, but to the NHD team, he’s so much more than a numbers guy.

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Dwight Pace
Homebuyer Programs Supervisor

From consumer finance to sales and marketing, from technology to mortgage lending, Dwight Pace is the proud owner of a nicely rounded work history.

Kesa Pascal
MCC Program Analyst

Kesa Pascal first joined the Nevada Housing Division as a temporary employee. We quickly realized that with her wealth of experience it would be wise to keep her, and offered her a permanent position as a Mortgage Credit Certificate Analyst.

Kelly Macdonald
MCC Program Specialist

Kelly Sunshine Macdonald is just that: a ray of sunshine. She joined the Nevada Housing Division as a loan officer in 2013 with enough experience to fill her four-page resume, including a six-year stint as a loan officer at NHD in the early 2000s.

Josie Hatem
Homebuyer Programs Specialist

Josie Hatem joined Nevada Housing Division in August 2014—one month before the rollout of Home Is Possible. Is it a coincidence that HIP is a huge, award-winning, record-breaking success? We think not.

Nia Girma
Homebuyer Programs Specialist

Jeneeah Girma, better known as Nia to friends, colleagues and a long list of satisfied customers, came to the Nevada Housing Division in 2017.

Our Programs

Nevada down payment assistance programs - Home is Possible

Home Is Possible™ offers thousands in bonus money to help with a down payment or closing costs.

Mortgage Credit Certificate helps first-time homebuyers and qualified veterans save around $2,000 in taxes annually.

Down payment assistance Nevada - combining HIP and Mortgage Credit Certificate

HIP Plus™ combines the benefits of Home Is Possible and Mortgage Credit Certificate.

HIP 1500™ offers an additional $1,500 for closing costs on top of the thousands in bonus money—for a limited time. Conventional loans only.

Nevada veterans mortgage assistance - Home is Possible for Heroes

Home Is Possible For Heroes™ helps veterans be at home with a below-market interest rate.

Nevada down payment assistance for teachers - Home is Possible

Home Is Possible For Teachers™ gives K-12 teachers in Nevada $7,500 in bonus money for a down payment or closing costs plus a below-market interest rate—for a limited time.