Be a Smart Homebuyer
So you want to go the extra mile to be the smartest homebuyer you can be. Good for you! You’ve just earned yourself a standing ovation from Nevada Housing Division—and your lender and real estate pro, too.
We update this page regularly, so make sure to bookmark it for easy access. Check out the homebuyer resources below, and make sure to bookmark this page. We update it regularly with new resources to make help you become the smartest homebuyer you can be!
Want us to add more resources? Have an idea for a helpful how-to video or handy checklist?Contact us and share your suggestion. Chances are, other homebuyers want that same info, too.
Managing Your Credit
Get your free credit report: Federal law requires each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion) to give you a free credit report every 12 months if you ask for it. Free Credit Report
Read your credit report: Staying on top of your credit history is important to your financial well-being and knowing what is in your report is the first step: Understanding Your Credit Report
Disputing credit report errors: Dispute credit report errors to get mistakes or outdated information off your credit history. Dispute Errors
Improving your credit score: You can improve your FICO Scores by first fixing errors in your credit history (if errors exist) and then following these guidelines to maintain a consistent and good credit history. Improve FICO Score
Building credit from scratch? With some solid first steps and a focus on paying your bills on time, you will be on your way to building a solid credit score. Build Credit
Buying a home is an exciting endeavor but also a big responsibility. To help ensure success along the way, we require our soon-to-be homeowners to take a homeownership class prior to closing on a mortgage. The Nevada Housing Division has teamed with Freddie Mac to provide a robust (FREE) online course: Start Here
Make Informed Financial Decisions
Improve your financial future by gaining a better understanding of foundational personal finance topics including budgeting, saving, financial institutions, credit, debt, and identity theft. Practical Money Skills by VISA
Housing Counseling Agencies
The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country that can provide advice on buying a home, defaults, foreclosures and credit issues. Here is a list of our preferred partners:
Chicanos por La Causa
Community Services of Nevada
Money Management International
Neighborhood Housing Services of Southern Nevada