Be a Smart Homebuyer

So you want to go the extra mile to be the smartest homebuyer you can be. Good for you! You’ve just earned yourself a standing ovation from Nevada Housing Division—and your lender and real estate pro, too.

We update this page regularly, so make sure to bookmark it for easy access. Check out the homebuyer resources below, and make sure to bookmark this page. We update it regularly with new resources to make help you become the smartest homebuyer you can be!

Want us to add more resources? Have an idea for a helpful how-to video or handy checklist?Contact us and share your suggestion. Chances are, other homebuyers want that same info, too.

Managing Your Credit

Get your free credit report: Federal law requires each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion) to give you a free credit report every 12 months if you ask for it. Free Credit Report

Read your credit report: Staying on top of your credit history is important to your financial well-being and knowing what is in your report is the first step: Understanding Your Credit Report

Disputing credit report errors: Dispute credit report errors to get mistakes or outdated information off your credit history. Dispute Errors

Improving your credit score: You can improve your FICO Scores by first fixing errors in your credit history (if errors exist) and then following these guidelines to maintain a consistent and good credit history. Improve FICO Score

Building credit from scratch? With some solid first steps and a focus on paying your bills on time, you will be on your way to building a solid credit score. Build Credit

Homebuyer Education

Buying a home is an exciting endeavor but also a big responsibility. To help ensure success along the way, we require our soon-to-be homeowners to take a homeownership class prior to closing on a mortgage. The Nevada Housing Division has teamed with Freddie Mac to provide a robust (FREE) online course: Start Here

Make Informed Financial Decisions

Whether you are just thinking about buying a home or about to close, we help you take control of the process. Consumer Financial Protection Bureau - Owning a Home

Improve your financial future by gaining a better understanding of foundational personal finance topics including budgeting, saving, financial institutions, credit, debt, and identity theft. Practical Money Skills by VISA

Housing Counseling Agencies

The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country that can provide advice on buying a home, defaults, foreclosures and credit issues. Here is a list of our preferred partners:

Chicanos por La Causa
Phone: 702-207-1614

Community Services of Nevada
Phone: 702-307-1710

Money Management International
Phone: 866-889-9347

Neighborhood Housing Services of Southern Nevada
Phone: 702-649-0998

Sharon Jackson Explains What to Look Out for with HOAs