June 02, 2017
So you want to go the extra mile to be the smartest homebuyer you can be. Good for you! You’ve just earned yourself a standing O from Nevada Housing Division—and your lender and real estate pro, too.
Check out the homebuyer resources below. Then, be sure to bookmark and visit this page again soon, because we update it regularly with more resources to help quench your thirst for knowledge.
Have an idea for a helpful how-to video? Wish you had your hands on an all-important checklist? Contact us and share your suggestion. Chances are, other homebuyers want that same info, too.
Managing Your Credit
Get your free credit report: Federal law requires each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion) to give you a free credit report every 12 months if you ask for it. Free Credit Report
How to read your credit report: Staying on top of your credit history is important to your financial well-being and knowing what is in your report is the first step: Understanding Your Credit Report
How to Dispute Credit Report Errors: Dispute credit report errors to get mistakes or outdated information off your credit history. Dispute Errors
How to improve your credit score: You can improve your FICO Scores by first fixing errors in your credit history (if errors exist) and then following these guidelines to maintain a consistent and good credit history. Improve FICO Score
How to build credit from scratch? With some solid first steps and a focus on paying your bills on time, you will be on your way to building a solid credit score. Build Credit
Homebuyer Education
Buying a home is an exciting endeavor but also a big responsibility. To help ensure success along the way, we require our soon-to-be homeowners to take a homeownership class prior to closing on a mortgage. The Nevada Housing Division has teamed with Freddie Mac to provide a robust (FREE) online course: Start Here
Make Informed Financial Decisions
Whether you are just thinking about buying a home or about to close, we help you take control of the process. Consumer Financial Protection Bureau - Owning a Home
Improve your financial future by gaining a better understanding of foundational personal finance topics including budgeting, saving, financial institutions, credit, debt, and identity theft. Practical Money Skills by VISA
Housing Counseling Agencies
The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country that can provide advice on buying a home, defaults, foreclosures and credit issues. Here is a list of our preferred partners:
Chicanos por La Causa
Phone: 702-207-1614
Community Services of Nevada
Phone: 702-307-1710
Money Management International
Phone: 866-889-9347
Neighborhood Housing Services of Southern Nevada
Phone: 702-649-0998