Look at you, being all resourceful!

what to look for when buying a house

So you want to go the extra mile to be the smartest homebuyer you can be. Good for you! You’ve just earned yourself a standing O from Nevada Housing Division—and your lender and real estate pro, too.

Check out the homebuyer resources below. Then, be sure to bookmark and visit this page again soon, because we update it regularly with more resources to help quench your thirst for knowledge.

Have an idea for a helpful how-to video? Wish you had your hands on an all-important checklist? Contact us and share your suggestion. Chances are, other homebuyers want that same info, too.

 

Managing Your Credit

Get your free credit report: Federal law requires each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion) to give you a free credit report every 12 months if you ask for it. Free Credit Report

How to read your credit report: Staying on top of your credit history is important to your financial well-being and knowing what is in your report is the first step: Understanding Your Credit Report

How to Dispute Credit Report Errors: Dispute credit report errors to get mistakes or outdated information off your credit history. Dispute Errors

How to improve your credit score: You can improve your FICO Scores by first fixing errors in your credit history (if errors exist) and then following these guidelines to maintain a consistent and good credit history. Improve FICO Score

How to build credit from scratch? With some solid first steps and a focus on paying your bills on time, you will be on your way to building a solid credit score. Build Credit

 

Homebuyer Education

Buying a home is an exciting endeavor but also a big responsibility. Th help ensure success along the way, we require our soon-to-be homeowners to take a homeownership class prior to closing on a mortgage. The Nevada Housing Division has teamed with Freddie Mac to provide a robust (FREE) online course: Start Here

 

Make Informed Financial Decisions

Whether you are just thinking about buying a home or about to close, we help you take control of the process. Consumer Financial Protection Bureau - Owning a Home

Improve your financial future by gaining a better understanding of foundational personal finance topics including budgeting, saving, financial institutions, credit, debt, and identity theft. Practical Money Skills by VISA

Housing Counseling Agencies

The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country that can provide advice on buying a home, defaults, foreclosures and credit issues. Here is a list of our preferred partners:

Chicanos por La Causa
Phone: 702-207-1614

Community Services of Nevada
Phone: 702-307-1710

Money Management International
Phone: 866-889-9347

Neighborhood Housing Services of Southern Nevada
Phone: 702-649-0998

Sharon Jackson explains what to look out for with HOAs