Manual Underwriting

Is Manual Underwriting Allowed?

Loans may only be manually underwritten for erroneous, inaccurate, or insufficient credit. Loans must comply with the requirements of the Fannie Mae, VA or USDA/RD guidelines per the selected product. Not permitted for FHA loans or manufactured homes. Adhere to US Bank guidelines specific to manual underwriting for Fannie Mae, VA and USDA-RD loans.