You’ve looked at dozens of houses and finally found your dream home. Your real estate agent has negotiated with the seller’s agent and you’ve agreed on the price. While that’s a huge accomplishment, you’re not done yet.

Unexpected medical bills, divorce, job loss — sometimes life throws us a curve ball and the home we could afford becomes unaffordable. When Nevadans find themselves facing financial hardship, unable to make their mortgage payments and at risk of foreclosure, there is help. The general term for this type of help is mortgage loss mitigation.

Foreclosure is a lose, lose

We talked to some first-time homebuyers about what they learned after they made that big purchase. Learn from their mistakes with these 10 first-time homebuyer tips.

With a high credit score, the world is your oyster! At least when it comes to qualifying for a home loan. A good credit score can get you a better interest rate on your home loan and makes the entire homebuying process smoother. We have gathered a list of proven ways to raise your credit score according to myFICO.com, one of the leading credit reporting bureaus.

1. Pay Your Bills on Time