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Welcome to the Home Is Possible for Teachers program!

 

The Nevada Housing Division wants to ensure as a teacher you and your family feel welcomed and the Home Is Possible for Teachers program does just that! This program offers down payment assistance at a bellow market interest rate for all qualified teachers. It's like extra credit for teachers who help make Nevada a great place to live. Check out the program benefits and requirements.

 

Key Benefits:
  • Forgivable after five years (if you stay in your home)
  • Below-market fixed interest rate 30-year loan
  • Statewide program
  • No first-time homebuyer requirement 
 
Program Requirements:
  • Must be a licensed full-time K-12 public school classroom teacher in Nevada
  • Qualifying income below $105,000
  • Home price below $548,250
  • Minimum credit score of 660 for FHA / 640 for VA, USDA (680 for manufactured homes)
  • Government insured loans only (no conventional loans)
  • Teacher must live in home as primary residence
  • Homebuyer education course required
  • Borrower may not own property at the time of closing
  • One-time fee of $755 on first mortgage
  • $7,500 Usable for down payment and closing costs

Program questions? Get in touch!

Josie Hatem, Homebuyer Programs Specialist
jhatem@housing.nv.gov
702.486.5983

 

Nia Girmam Homebuyer Programs Specialist
jmgirma@housing.nv.gov
702.486.5946

 

The first step is to choose a HIP participating lender, they will help advise you on your next steps. Welcome home!

HIPP_Other_pro

Our Other Programs

Nevada down payment assistance programs - Home is Possible

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Home Is Possible For Heroes™ helps veterans be at home with a below-market interest rate.

Home Is Possible For Teachers™ gives K-12 teachers in Nevada $7,500 for a down payment or closing costs plus a below-market interest rate—for a limited time.

home is possible for teachers

Whether you’re a homebuying newbie or a homeowner veteran, one thing’s for sure: you’ll be even smarter after completing our free homebuyer education course.