Crystal Johnson is a dual-licensed real estate agent and mortgage loan officer. She specializes in government-backed loans, conventional financing, down payment assistance programs, and is especially passionate about helping first-time homebuyers navigate the process with clarity and confidence. Known for her straight-talk approach, Crystal makes home loans make sense. She explains every step in plain language, helping clients fully understand their options without jargon or pressure. Her approach is rooted in education, communication, and advocacy—ensuring clients always feel informed and supported.

Crystal is driven, efficient, and solutions-focused. Whether it's resolving documentation issues, finding the right product, or helping clients meet tight deadlines, she stays proactive and keeps the process moving forward. Her clients often say they appreciate how she doesn't just point out roadblocks—she offers real answers and a plan of action. Crystal believes that no matter your background, experience, or budget, you deserve smart, personalized lending solutions—and a loan officer who truly has your back.