I live and work on the California and Nevada border and I love helping first-time homebuyers and borrowers with limited funds achieve homeownership. Many people don't realize they may qualify for a home even if they don't have a large down payment. Through down payment assistance programs and creative financing solutions, I help hardworking borrowers with solid employment and good credit become homeowners. Watching clients receive the keys to their new home is one of the most rewarding parts of my career and why I'm passionate about mortgage lending.