home is possible

Freddie Mac Changes

Freddie Mac Changes 

Effective January 13, 2020

  • Freddie Mac loans will be limited to income at or below 80% AMI.
  • Freddie Mac ASI Grant will no longer be available.
  • Conventional loans will not be available under the Home Is Possible for First-Time Homebuyer Bond program.


Nia Girma


Josie Hatem



Manufactured Housing & Manual Underwriting

Manufactured Housing Loans

Reminder: US Bank made the following changes to loans secured with manufactured homes:

  • Minimum credit score of 680
  • Maximum DTI is 45%
  • NO Manual Underwrites Allowed

Please note these changes affect all loans reserved September 2, 2019 or later.

Manual Underwriting

Effective immediately: US Bank has changed the manual underwriting guidelines for new loan reservations on both Conventional and Government loan products.


Marketing Material

Get your red hot marketing materials!

To help our lending partners have the necessary resources to get the word out on all our Home Is Possible programs, we offter free marketing materials. You can download any of our flyers and customize them with your picture and contact information. 

marketing materials

Condo Purchase

Looking for condos to purchase?

Here you go! Click here for the latest list of approved condo projects.

A few tips:

Review the current U.S. Bank condo list and search for your project. (Press ctrl-f and enter your project's name).


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