Unexpected medical bills, divorce, job loss — sometimes life throws us a curve ball and the home we could afford becomes unaffordable. When Nevadans find themselves facing financial hardship, unable to make their mortgage payments and at risk of foreclosure, there is help. The general term for this type of help is mortgage loss mitigation.

Foreclosure is a lose, lose

With a high credit score, the world is your oyster! At least when it comes to qualifying for a home loan. A good credit score can get you a better interest rate on your home loan and makes the entire homebuying process smoother. We have gathered a list of proven ways to raise your credit score according to myFICO.

Facing foreclosure? Struggling to keep up with mortgage payments or know someone who is? We have a new way to help. The Nevada Housing Division (NHD) and Nevada Affordable Housing Assistance Corporation (NAHAC) have teamed up to bring struggling Nevada homeowners hope and relief through a new federal Homeowner Assistance Fund program.

NHD received $120 million from the U.S.

Resources to put you in the know

Ready to get serious about homebuying? We’re here for you with all the insider info to help you purchase like a seasoned pro — whether it’s your first home or your fifth.


We’ve collected some helpful resources for aspiring homebuyers on managing credit, understanding finances, financial

Help for Nevada Homebuyers Facing Financial Hardship

With companies restructuring, cutting back on employee hours, or even shutting their doors, many Nevada homeowners’ ability to pay their mortgage has been impacted during the past year and a half. If the pandemic has put you at risk of losing your home, there is some good news — you may qualify for a new loan option from

Guide to buying a home

Owning your very own home is a pretty amazing experience, but at times, there can be a small problem: The process of buying it can be a bit overwhelming. If you’re either a homebuying rookie or a seasoned homebuyer in need of a refresher course, we have just the

Couple looking at homes on tablet

The homebuying season is upon us—traditionally, the spring and summer months. Given that the process of buying a house can be lengthy, detailed and sometimes daunting, we’re sharing five tips that homebuying newbies and been-there-done-that homebuyers alike should follow

Piggy bank in front of house

If you’re a first-time homebuyer and qualifying for a home loan presents an uphill battle, a high debt-to-income (DTI) ratio may be to blame. As luck would have it, we can help you level the playing field with our

Let’s say a benevolent stranger handed you $2,000. (Hey, a person can dream—though if you qualify for our Mortgage Credit Certificate program, that so-called stranger would be Uncle Sam.) Would making an extra mortgage payment be the wisest way to put that money to work for you? The answer is a

You budget. You plan. You work hard to make ends meet. Good on ya! But if life throws you a curve ball and you find yourself unable to make your mortgage payment, what do you do? Here are four do’s and four don’ts.

Do contact your loan servicer sooner rather than later to explore