The results of our 2016 housing survey are in—and are very telling, especially if you’re a renter or know someone who is. Nevada has work to do when it comes to affordable rental housing.

The 2016 Housing Survey Scoop

We hear that kissing an Irish person brings good luck, which comes in handy on St. Patrick’s Day—and every day of the year. But if you’re not a fan of getting a wee bit frisky in the name of good fortune, we’ve got five fun, not-so-forward ways to bring good luck into your home.

We love helping homebuyers morph into homeowners. Consequently, we talk about our homebuyer programs with great zeal. (And yes, frequency.)

We love National Hug A G.I. Day, which happens every March 4. And while we salute the men and women who protect our country on this day—and those who embrace them—every day is Hug A G.I. Day in our world.

Let’s say a benevolent stranger handed you $2,000. (Hey, a person can dream—though if you qualify for our Mortgage Credit Certificate program, that so-called stranger would be Uncle Sam.) Would making an extra mortgage payment be the wisest way to put that money to work for you? The answer is a resounding ‘maybe’—because like fingerprints, every financial situation is unique.

Winning the award for being the country’s #1 state housing agency in 2016 is a big deal. It’s an even bigger deal when you consider that we took top honors for the most mortgages funded through U.S. Bank, though Nevada only ranks 33rd in population by state.

You budget. You plan. You work hard to make ends meet. Good on ya! But if life throws you a curve ball and you find yourself unable to make your mortgage payment, what do you do? Here are four do’s and four don’ts.

Believe it or not, National Home Warranty Day is real, and it happens to be today—February 10. In honor of the day (which was originally submitted for recognition by a home warranty company – go figure!), now’s the perfect time to discuss the pros and cons of buying a home warranty policy. The short answer is, it’s not for everybody, but it can be a wise choice for some.

As we wrapped up 2016, we had a chance to stop and look at the numbers and realized that, with the help of our partners, we have been able to help nearly 10,000 Nevadans into homes of their own through our Home Is Possible program. To be precise, the actual number is 9,654 between when we started the program September 22, 2014 through December 31, 2016.